Insurance & Payment

Nobody should put off dental work because of money. We'll work with you to figure it out.

Clear costs before care begins.

Our team can check your benefits, explain your estimate, and talk through payment options before treatment. Coverage depends on your individual policy.

Have a question about your plan?

Tell us which plan you have. We'll explain how to share your insurance details securely.

Ask about my benefits

Insurance and payment, made simpler.

We'll walk through the numbers with you, whether you're using a PPO plan or paying directly.

Most major PPO plans welcome.

Our insurance coordinator verifies your benefits before your appointment, explains what your plan may cover, and files your claim after treatment.

We are a PPO office and do not participate in HMO or Medi-Cal (Denti-Cal) dental plans. Self-pay rates and CareCredit or Cherry financing are available.

Delta DentalAetnaCignaMetLifeGuardianBlue Cross Blue ShieldUnited HealthcareHumanaPrincipalAmeritasSun LifeLincoln Financial

Don't see your plan? We accept many more PPO plans. Call (714) 374-8800 and we'll check your coverage.

Ways to pay

Choose the option that works for you.

  • Cash or personal check
  • Visa, Mastercard, American Express, Discover
  • Debit cards
  • FSA and HSA accounts

Care now. Payments over time.

CareCredit and Cherry offer monthly financing for qualifying patients. Some plans include low or zero-interest promotional terms. Our team can help you review the available options and apply.

CareCreditCherry

No insurance? Let's talk.

We offer self-pay rates and financing. Call us to discuss the cost of your care and a plan that fits your budget.

Call (714) 374-8800

How we handle your benefits.

You'll know what to expect, and our team will handle the claim paperwork.

  1. 01

    We check your benefits

    Before your visit, our insurance coordinator verifies your coverage and provides an estimate.

  2. 02

    We file your claim

    After treatment, we submit the paperwork directly to your insurer.

  3. 03

    We keep you updated

    We follow up on claims and let you know if anything changes.

Guides from our team that go deeper on this topic.

A little clarity.
A lot of reassurance.

Got questions about insurance, payments, or what things cost? Here are the ones we hear most. And if yours isn't here, just call — we're happy to help.

Our front desk team is ready to helpStill have a question?(714) 374-8800

We accept most major PPO plans — Delta Dental, Aetna, Cigna, MetLife, Guardian, Blue Cross Blue Shield, United Healthcare, and a bunch more. If you're not sure whether we take your plan, just give us a call and we'll look it up for you.

We're a PPO office, so we don't participate in HMO or Medi-Cal dental plans. But if that's your situation, don't write us off — we have self-pay rates and financing that make it work for a lot of patients. Give us a call and we'll talk through your options.

We do. We work with CareCredit and Cherry for monthly payment plans — some with low interest, some with zero interest depending on the plan. Our insurance coordinator can walk you through it and help you apply. It's pretty straightforward.

You don't have to figure that out on your own. Our insurance coordinator will call your provider before you even come in, verify your benefits, and let you know what to expect. No guesswork, no surprises at checkout.

Honestly, a lot of our patients don't have dental insurance. We offer fair self-pay rates and flexible financing so cost doesn't get in the way of taking care of your teeth. Just call us at (714) 374-8800 and we'll figure out something that works for you.

Absolutely. FSA and HSA accounts work here — that's money you've already set aside, so you might as well use it. It covers everything from routine cleanings to bigger stuff like implants and crowns.

Yes — we handle all the paperwork. Our team files claims directly with your insurance company, follows up on everything, and keeps you in the loop. You shouldn't have to deal with insurance red tape on top of a dental visit.
Our Huntington Beach dental office

Your next chapter
starts with a smile.

Come see us at Peninsula Marketplace, next to Ralph’s. We’re ready to listen, answer your questions, and help you feel at home.

Request an appointment (714) 374-8800

Our team will contact you within one business day.

Tell us how to reach you. Our team will contact you within one business day to confirm a time.

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